About Us
Focused on Real Estate Investors
Insurance Strategies Built for $5M+ Portfolios
At 5M Insurance, we specialize in protecting large-scale single-family and multi-family real estate portfolios. Whether you operate in one state or across the country, we provide tailored insurance strategies designed to safeguard your assets and maximize returns.
With 5M Insurance, you’ll work with a dedicated advisor, so you speak to the same expert every time. From policy structuring to claims support, we make insurance seamless — wherever your properties are located.
Built Exclusively for Real Estate Professionals
Fast Turnarounds, Clean Proposals
Scalable Coverage for Multi-Property Portfolios
Why Real Estate Professionals Choose 5M
Insurance Built for Serious Investors
Exclusive Focus
We work only with investors holding $5M+ portfolios.
Dedicated Advisor
One point of contact for all your policies.
48-Hour Audit Insights
Get recommendations fast after your call.
Nationwide Coverage
Protecting real estate across the U.S.
Proven Results
Trusted by leading property owners and developers.
How It Works
We Keep Things Simple
Fast reviews. Clean recommendations. Clear next steps.
01.
Schedule Your 15-Minute Audit
Book a quick consultation to review your portfolio goals and challenges.
02.
Send Us Your Rent Roll
Submit your rent roll, and we’ll analyze your current coverage and exposure.
03.
Get Your Recommendation
Within 48 hours, receive a customized strategy designed to protect and optimize your portfolio.
TAYLOR RICHARDSON
Founder & CEO
Taylor launched 5M Insurance after recognizing a gap in the market for real estate investors. Since 2012, he and his team have been helping investors navigate the challenges of insuring rental portfolios in Oklahoma—a tough environment that demanded creative, investor-friendly solutions. Over the years, he realized their approach was unique: turning complex problems into simple, effective strategies that clients love because they make investing easier and more profitable.
Today, 5M exists to serve investors with portfolios big enough to demand sophistication, but practical enough to appreciate clarity and consistency.
When he’s not working with investors, Taylor enjoys golf, mentoring, and spending time with his wife, Melissa, and their two kids, Bennett and Rachel. Much of his free time is dedicated to traveling from state to state for his kids’ sports—tournaments, practices, and training that keep the family on the go.
Frequently Asked Questions
Questions We Get From Professionals Like You
Straightforward answers. No filler.
Do you work with real estate investors nationwide?
Yes. 5M Insurance serves real estate investors, property managers, and build-to-rent developers throughout the U.S. We specialize in portfolios starting at $5M, delivering scalable, customized coverage across multiple markets.
What information do you need to start my audit?
Just a 15-minute call and your rent roll—no policies required. In as little as 48 hours after, we'll deliver a clear recommendation tailored to your portfolio’s structure and risk profile.
Will I speak with the same advisor each time?
Absolutely. You’re assigned a dedicated advisor who knows your portfolio inside and out. This ensures consistency, faster responses, and highly personalized service.
What types of properties do you insure?
We insure single-family and multi-family rental portfolios, as well as build-to-rent developments. If you manage these property types at scale, we can design a policy program to protect your assets efficiently.
What if my portfolio grows after we start?
We structure policies with flexibility. If you add properties, expand into new markets, or increase your investment, we’ll adjust your coverage accordingly—without requiring a full rebuild of your insurance program.
How quickly can I get coverage?
After your audit call and submitting your rent roll, you’ll receive a detailed insurance strategy within 48 hours. Once agreed, we’ll bind coverage rapidly, ensuring you stay protected without delay.